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With Student Loan Repayments Set-to Give Back, Here’s Here’s How To Get Help For 42.9 million education loan customers, it has been 1 . 5 years without a fee. That ends in July — completely ready or don’t. The interest-free federal student loan pay stop, known as a forbearance, was lengthened 3 times after they initially plummeted into results in March 2020 with the intention to help to lower the economic hit lots of borrowers experienced by the epidemic.